Invest in Residential

Standard buy to let

The existing, historic housing stock in the UK is very stable, longstanding and where most investors start their property investment journey. In the right areas, there is a lot of tenant and owner occupier demand.

Higher yields than new build stock

Typical gross yield of 5 to 10%

Capital Growth

Strong historic and forecasted capital growth

Cash and Mortgage

Market entry for as little as £30,000 for cash buyers and £10,000 for mortgage buyers

Shortage of housing in the UK

Solid and low susceptibility to economic recessions

High yielding and HMOs

High yielding opportunities are typically found in multi let converted buildings, mixed use buildings and HMOs.



House of multiple occupation (HMO). refers to residential properties where & common areas & exist and are shared by more than one household. Most HMOs have been subdivided from larger houses. Typical occupiers are working professionals and students.

High yields

Typical gross yields are 8 – 15%

Multiple Income Steams

Risk is spread due to multiple tenants in one dwelling 

Location

Rental demand would depend on location

Mixed Use

Combining residential and commercial can be a good strategy to diversify risk

Below market value (BMV) /Adding Value

Opportunities to buy a property below the current market value are hard but do exist.

Cash Purchases

Often distressed sellers want a quick sale. You can purchase and mortgage later.

Adding value

i.e. loft, basements or garage conversions, extensions at small or bigger scale or refurbishments

Can be lucrative

Although it can tie up capital for a period of time

Think outside the box

You might find a different angle to gain value

New Build

Low purchase price, low maintenance, 5-6% yields

As a new build property will be modern, build to current regulations, energy efficient and low maintenance

Plans

Off plans purchases can offer you a considerable market value discount.

Capital Growth

Can be secured for as little as £2,000

Desirable tenant profile

Rents

Developers often offer guaranteed rents

Location

Often in city centres or other desirable locations

Capital growth

Generally all properties grow in value over time. There are some areas where the growth could be stronger than others. Typically areas where there are good schools, hospitals and other local amenities are sought after and as a result property prices can see a higher increase in value. Regeneration areas can also be good opportunities for property capital growth.

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